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Ridgewood Daily Voice serves Ridgewood, NJ

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Phone scammers pretend to offer lower credit rates to steal your info, Ridgewood police warn

Photo Credit: Cliffview Pilot File Photo

PUBLIC SAFETY: Add to the growing list of phone scams offers of lower credit card rates, Ridgewood police warned this morning.

Along with the hostage scam and the IRS scam, police are now hearing from residents that con men callers are pretending to be from credit card companies offering better rates.

“If you receive one of these calls you should hang up and call your credit card company using the phone number on your credit card to confirm that it was your company calling,” Detective Chris McDowell warned.

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McDowell also advised:

  • Don’t give out your credit card information. Once a scammer has your data, they can charge your credit card for their own purchases or sell the information to other scammers.
  • Don’t share other personal financial or sensitive information like your bank account or Social Security numbers. Scam artists often ask for this information during an unsolicited sales pitch, and then use it to commit other frauds against you.
  • Be skeptical of any unsolicited sales calls that are prerecorded, especially if your phone number is on the National Do Not Call Registry. You shouldn’t get recorded sales pitches unless you have specifically agreed to accept such calls, with a few exceptions.

You can filed a complaint with the Federal Trade Commission at ftccomplaintassistant.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357).

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